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Bed and Breakfast Insurance is essential cover for establishments that offer rooms to paying customers for a night.
Here at constructaquote.com we understand that as you strive to give your customers the most enjoyable stay it isn't without possible stresses and strains of a smooth running bed and breakfast. It can be all too easy to overlook some of the potential risks to you as an hotelier that present themselves on a day to day basis working in the hotel industry. Here at constructaquote we can provide package quotations to cover all aspects of your livelihood.
Bed & Breakfast establishments have a constant flow of visitors month after month, and with such a volume of people, unfamiliar with their surroundings, and possibly taking a break where alcohol and such is likely to be involved. This could leave your hotel seriously exposed should an accident occur on your premises. If one of your guests was to trip or fall down the stairs when leaving their room and sustain an injury, your business could be held liable for significant damages. Bed and Breakfast Insurance will protect you against such risks.
Public liability insurance protects you in this instance, covering your B&B against potentially costly compensation claims and legal expenses incurred along the way. Also available with a hotel insurance policy is employers’ liability insurance if you are lucky enough to have staff to support the running of your B & B this cover is essential.
There are also additional offerings of business interruption insurance, money cover, glass cover, and loss of alcohol licence so you can rest assured your B&B is in safe hands and can run without a hitch.
Please see our Frequently Asked Questions (FAQs) page for further information about this bed and breakfast insurance policy.