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These apply in addition to the other exclusions in this section and the general exclusions.
All risks of loss or damage to
a) The Property Insured up to the Limit of Liability stated in the Schedule
b) The Insured's own sheets, ropes, chains, toggles or packing materials on Vehicles-Liability unlimited in amount
c) Personal Effects of the Insured's drivers not otherwise more specifically insured whilst in any Vehicle-limit any one driver any one loss of £'250
d) Tools up to the Limit of Liability stated in the Schedule (Hereinafter collectively referred to as the Subject Matter Insured) whilst in transit on land or water by the conveyance from the time of lifting by any employee of the Insured until placed in position by him at the destination including loading and unloading, within the Territorial Limits.
2. Costs and expenses necessarily incurred in
a) Transferring to any vehicle and/or carrying to original destination or to place of collection the Subject Matter Insured
b) Necessitated by collision, overturning or impact with any object
c) Removal of debris and site clearance consequent upon loss of or damage to the Subject Matter Insured up to a limit any
d) one loss of £2,500.
2. Loss or damage caused by
a) Depreciation or deterioration or variation in temperature unless caused by accident to the means of conveyance
b) Mechanical and/or electrical derangement of the Subject Matter Insured unless caused by external means.
c) Ordinary leakage, ordinary loss in weight or volume,
d) Contamination or ordinary wear and tear of the Subject Matter Insured, inherent vice or vermin
e) Insufficiency or unsuitability of packing or preparation of the 1'roperty Insured
f) Willful misconduct of the Insured. ordinary wear and tear or gradual deterioration
g) Rust, oxidation and discolouration h) Loss of or damage to mobile telephones unless specified in the policy schedule
i) Theft of or from vehicles owned by or under the control of the Insured unless such theft is evidenced by violent or forcible entry to such vehicle
3. Loss or damage to living creatures, bullion, cash, bank notes, treasury notes, stamps, bonds, securities, furs, jewellery, precious stones, gold and silver articles, clocks, watches, non-ferrous metals, computers, video tapes or cassettes, tape or video recorders, radio and television sets, record players, tobacco, cigars, cigarettes, wines, spirits or explosives, unless specifically mentioned in the Schedule as insured.
4. Loss or damage resulting from theft or attempted theft from any unattended Vehicle unless:
a) All doors, windows and other points of access have been securely locked and fastened and the keys removed, and unattached trailers have had anti-hitching devices put into operation and
b) in the London Metropolitan Police Area and the Glasgow and Liverpool Postal Areas during the hours from 9 p.m. until collected by the Insured's driver such Vehicle is garaged in a securely locked building of substantial construction or a compound which has secure walls and/or fences and securely locked gates.
5. Loss or damage of whatsoever nature caused by or arising from inadequate documentation or consequent upon delay in transit and/or indirect or consequential loss of any description.
6. The amount of the Excess stated in the Schedule.
7. Loss damage liability or expense directly or indirectly caused by or contributed to by or arising from
a) Ionizing radiations from or contamination by radioactivity from any nuclear fuel or from any nuclear waster or from the combustion of nuclear fuel
b) the radioactive, toxic, explosive or other hazardous or contaminating properties of any nuclear installation, reactor or other nuclear assembly or nuclear component thereof
c) any weapon or device employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter
d) the radioactive, toxic, explosive or other hazardous or contaminating properties of any radioactive matter. The exclusion in this sub-clause does not extend to radioactive isotopes, other than nuclear fuel, when such isotopes are being prepared, carried, stored or used for commercial, agricultural, medical, scientific or other similar peaceful purposes.
e) any chemical, biological, bio-chemical, or electromagnetic weapon.
7. Any consequence of nationalization, confiscation, requisition, destruction or damage by order of any Government or Public or Local Authority.
8. Loss or damage directly occasioned by pressure waves caused by aircraft and other aerial devices traveling at sonic or supersonic speeds.
9. Loss or destruction of or damage to the Subject Matter Insured in Northern Ireland or loss resulting there from ca used by or happening through or in consequence of any unlawful, wanton or malicious act committed maliciously by a person or persons acting on behalf of or in connection with any unlawful associationNote - "Unlawful association" means any organisation which is engaged in terrorism
10. Any consequence whatsoever resulting directly or indirectly from or in connection with any of the following, regardless ofAny other contributory cause or event.
a) War, invasion, act of foreign enemy, hostilities or a warlike operation or operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising military or usurped power
b) TerrorismTerrorism is defined as any act or acts including, but not limited to· The use or threat of force and/or violence· Harm or damage to life or to property (or the threat of such harm or damage) including, but not limited to harm or damage by nuclear and/or chemical and/or biological and/or radiological means caused or occasioned by any person(s) or group(s) of persons, or so claimed, in whole or in part, for political, religious, ideological or similar purposes
c) Any action taken in controlling, preventing, suppressing or in any way relating to a) or b) aboveIn any action, suit or other proceedings where Aviva alleges that by reason of the provisions of this Exception anyloss, destruction or damage is not covered by this policy the burden of proving such loss, destruction or damage is coveredshall be upon the Insured.
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