ConstructaQuote.com in conjunction with one of our largest insurance partners has reduced prices on selected policies, for a limited period only.
If you wish to insure 4 employees' or more you could save 25% on Public & Employers' Liability insurance with an additional 25% discount on Tools Cover, should you require it.
For those of you with 1-3 employees' savings of up to 15% can be made on the Employers' Liability part of your policy only.
These discounts could result in average savings of £330** depending on the level of cover required and the number of employees' you wish to cover.
Did you know Employers' Liability is a legal requirement?
If you have employees' working for you and your business does not have Employers' Liability insurance in place, you could be subject to fines of up to £2,500 a day for every day your business has been without insurance. It is important to remember that it is against the law to have employees' working for if you do not hold a valid Employers' Liability policy.
The Health and Safety Executive (HSE) carries out random inspections across the UK every day, is it worth the risk? If you have employees that have been working for you for 1 month with no Employers' Liability in place, the total fine for your business could reach as much as £75,000. This amount would cripple most businesses, what affect would a fine like that have on you?
Before you are left with a prosecution looming don’t hesitate, protect your business with Employers' Liability insurance today and enjoy our reduced rates.
- 1-3 Employees' - Employers' Liability discounts of up to 15%
- 4 or more Employees' -Public and Employers’ Liability premium discounted by up to 25%
- Tools Cover -if you are insuring 4 or more employees' and select this cover 25% discount will be applied
- Product Liability available
- Low Excess- £100 across some policies
- Average Discount of £330**
*Discounts available for new policies for a limited time only. Employers' Liability can only be purchased alongside a Public Liability policy; discounts up to 5% for 1 employee, up to 10% for 2, up to 15% for 3 will apply to the Employer’s Liability only. 4 or more employees will see the discount of up to 25% applied across Public, Employer’s Liability and Tools cover if selected.
**This amount is based on an average policy saving of 25% from quotes obtained from our selected insurance partner for businesses with 4-10 employees' when Public Liability, Employers' Liability and Tools Cover were selected from January to March 2011