Terms & Conditions

Constructaquote Privacy Policy

This Privacy Policy has been created by Moorhouse Group Limited to communicate the ways in which data will be used through www.constructaquote.com.

Our Partners

The information you provide us by using Constructaquote will be passed to our Partners on purchase of an insurance policy, to whom your information is passed will be dependant on which insurance policy you purchase. The list below shows all our current Partners associated with Constructaquote and we will keep this list as updated as possible:

  • Allianz Insurance plc
  • AXA UK plc
  • Chaucer Syndicates Limited
  • Fortis Insurance Limited
  • Groupama Insurance Company Limited
  • Highway Insurance Holdings plc
  • Link Insurance Company Limited
  • MMA Insurance plc
  • The National Insurance and Guarantee Corporation Ltd
  • Norwich Union Insurance Limited
  • Provident Insurance plc
  • Royal Bank of Scotland plc
  • Zenith International Reserves Limited
  • Zurich Intermediary Group

Your Personal Details

In order for us to provide you with an accurate quotation for your insurance needs it is essential that we collect some personal information from yourself. This information is used to provide a variety of quotations from our Partner insurance companies.

As part of our Privacy Policy you are able to review any quotations that you have previously received. In order to do this, please record the unique Quote Reference ID number issued to you at the end of your quotation.

Part of Constructaquote’s main objective is to save you time. We achieve this by keeping the amount of personal information supplied by yourself to an absolute minimum. However some information is critical and without it we will be unable to offer you our full range of products.

Essential Information

  • Your name and address for correspondence
  • Your date of birth
  • Details of any previous claims
  • Your trade/occupation

Anonymous Information Gathered

Constructaquote collects data concerning site usage. This enables us to monitor visitor trends, thus allowing us to improve our service offering and the functionality of the site. At times we may also use this data to provide potential Partners an overview of the site and the services we offer. Please note that none of this information can be traced back to you as an individual.

Information Passed to Other Companies

Constructaquote strives to provide highly competitive commercial insurance quotations at all times. If you are happy to purchase an insurance policy your information will be passed to the relevant Partner who will issue your insurance policy. Your information will also be used internally for administration purposes and may be passed to third parties in order for them to process it on our behalf.

We and other selected third parties may use personal information to make you aware of new products and promotions by post, telephone, email or SMS. This information may continue to be used after your policy has lapsed.

The financial information that you provide on Constructaquote will be used by ourselves and our Partners to validate your suitability for finance and insurance products.

Any information relating to a customer’s financial information will not be passed to a third party except in the circumstance that it is required by law or in regulation (this includes any customer credit or Financial Services Authority rules).

We strive to only work with trustworthy and reputable companies who uphold strict data protection policies, however we cannot guarantee the way in which our Partners will use your data. Any information that is passed to our Partners will be used in accordance with their own Privacy Policies, which may differ from our own policies. However they are under the same regulations to process personal data in accordance with the Data Protection Act of 1998.

Links with other Websites

Constructaquote has many links with other websites. We are not responsible for the privacy policies of these other websites and they are not under any obligation to abide by our Privacy Policy. As such we recommend that before passing any personal information to such sites you read their own Privacy Policy.

Use of Cookies

In order to provide you with the highest quality service possible the Site uses Cookies to track your identity and movements throughout the Site. This information provides us with a tool to analyse the Site. However if you do not want your movements to be traced then most Internet Web Browsers allow you to switch off Cookies. If you are unsure of how to switch off the Cookie functionality of your Web Browser please refer to your Browser’s Help menu. Please bear in mind that disabling the Cookie functionality could affect your use of the Constructaquote site.

Documents and Records

All Client related Documents and Records are treated as confidential.

Security

Keeping Constructaquote and the personal data you supply secure, is of the highest importance to us and every measure is taken to prevent loss, theft or misuse of such data. The servers used to store your personal data are stored in a secure environment.

Only employees who require access to your personal data to complete a specific task are permitted access.

Obtaining Personal Information Held

You may request us to provide you with a copy of any personal information that we hold relating to you at any time. To obtain such information you can contact us using the details below. We fully adhere to the Data Protection Act of 1998 and our own Data Protection practices, but please bear in mind that you might incur a small administration charge for retrieval of any personal data that we hold.

Contact Details

If you would like to receive further information about our Privacy Policy or to obtain information relating to your personal information please contact:

BY TELEPHONE
(Lines open 08.00 – 18.00 Monday to Friday)
08081 68 68 68

BY EMAIL
please email admin@constructaquote.com

BY FAX
0870 751 7727

BY POST
Moorhouse Group Ltd
Barclay House
Pontyqwindy Road
Caerphilly
CF83 2WJ

All Telephone calls may be monitored or recorded.

 

© Moorhouse Insurance 2007