Glossary home
party wall
a single wall common to two separate pieces of property.
patent defects
defects that are visible - this type of defect would be during the progress of a project and would normally fall under the liability of the contractor.
patio
an area adjoining a house, especially one that is paved and used for outdoor activities.
paving stone
a concrete or stone slab for paving.
paviour
a person who lays paving.
performance bond
see contract bond.
Personal Accident & Sickness Insurance
Personal Accident & Sickness Insurance pays out a predefined amount in the event of the policyholder seriously injuring themselves during normal activities. For more information on Personal Accident & Sickness Insurance please call 08081 68 68 68
Personal Effects
Personal Effects refers to belongings owned by the policyholder.
pile cap
A reinforced concrete mass cast around the head of a group of piles to ensure that they act together and distribute the load among them from the structure above.
piled foundation
A foundation carried on piles to ground considerably beneath the surface.
Plant & Material Insurance
Plant & Material Insurance could provide cover for the contract works and loss or damage to your plant machinery, whether it’s owned or hired in, and to your tools. Constructaquote.com offers Unbeatable Plant & Material Insurance Quotes
plywood
a structural board consisting of an odd number of thin layers of wood glued together under pressure, with the grain of one layer at right angles to the grain of the adjoining layer.
Policy Document
The Policy Document contains all the details concerning the policy you have taken out
Policy Excess
The Policy Excess refers to the amount that you must pay in the event of a claim. For example, if you have a policy excess of £200 you must pay the first £200 of any claim
power float, trowelling machine
Orbiting steel trowels driven by a petrol engine which gives a very smooth, sometimes polished finish to a concrete slab, suitable for high-bay warehousing.
Premium
A payment made for an Insurance Policy
pre-fabricated building
the term pre-fabricated building is reserved for building elements, such as complete walls, roofs floors that are not made insitu but in a factory, or on site and then erected into position.
precast concrete
Concrete structures, which are made in moulds at a factory and transported to construction sites for use. For example flooring, stairs, water tanks and drainage pipes.
Product Liability Insurance
Product Liability covers the insured against bodily injury or property damage incurred by a manufacturer as a result of a defective product sold or manufactured. Constructaquote.com's NU Tradesman Liability Product includes Product Liability. Constructaquote.com offers Unbeatable Liability Insurance Quotes
professional indemnity insurance
insurance carried by an architect, structural engineer or consultant to protect him or her from claims based on malpractice - i.e. negligence, errors, or omissions etc.
Professional Liability Insurance
Professional Liability Insurance will provide insurance cover in case a third party suffers a quantifiable loss as a result of advice provided by yourself / your company.
Protected NCB
This stands for Protected No Claims Bonus. Some Insurance policies allow you to pay a higher premium in order to protect your No Claims Bonus. In the event of an accident that is deemed your fault you will not lose the discount you have built up.
Public Liability Insurance
Public Liability Insurance will cover any costs incurred through the award of damages to members of the public / their property that are caused by yourself or your business. Although Public Liability Insurance is not a legal requirement, it is highly recommended that you insure yourself in order to protect your business' interests. Constructaquote.com offers Unbeatable Liability Insurance Quotes
putlog
a short horizontal beam that with others supports the planks of a scaffold.