Protect your business against the riots
Dozens of businesses have been hit hard by the violent rioting, looting and arson attacks which have taken place across the UK since Saturday August 6th 2011.
As hundreds of youths marched the streets of England, shops, buildings and cars were viciously attacked. Shops were looted causing a chaotic amount of damage and mess; many were even set ablaze.
Our sincere regrets go out to those businesses, big and small, who have been victim to these horrifying incidents.
We understand that there isn’t anything you can do specifically to guarantee that that your business won’t be targeted. But there are some small measures you can take. Here are few simple things to remember that may help minimise the risk and cost of damage or loss in the event of a riot attach:
1. Secure the building when it’s empty
It is important to secure your building as much as you can. Securely lock all your doors, including the small door leading to the office. Cover up the windows with anything you can, the stronger the better.
During such a devastating time, it may be advisable to invest in shutters, if you don’t already have some.
2. Remove as much as you can from the building
Remove everything you can from the building from stock to fixtures and fittings. Some businesses were looted so badly that all their stock was either taken or damaged.
Do not leave any cash in the building – not even in the safe.
3. Ensure you’re sufficiently covered
Check the terms and conditions of your policy to ensure there is not a stated exclusion that damage or loss caused by this type of incident is not covered. Just like all circumstances, the damage will be assessed by an insurer before any claim can be successful.
Nevertheless, David Cameron has promised that the government will pay out for any legitimate claims from the rioting. Cameron said at the House of Commons:
“On repairing the damages, I can confirm that any [business] that has suffered damage to or loss of their buildings or property as a result of rioting, can seek compensation under the Riot Damages Act, even if uninsured." 
4. Don’t take the law into your own hands
If your business falls victim it is advisable to walk away. We understand that it’s your livelihood but the dangers involved with confrontation could be dire.
During the second night of violence, 3 men were run over and killed in Birmingham as they tried to protect their property. No-one wants stand and watch their business and their livelihood get destroyed but nothing is worth risking your health for.